You MUST know these 5 steps before you go for a new Credit Card!

Step #1 Go for the offers that you are sure will be used rather than unfamiliar loyalty programs.

Step #2 You must thoroughly check the spending requirements before you apply for a new credit card. Go for lower spending & longer time interval!

Step #3 Check out the bank application's rules as you may not get a new credit card just for the sake of benefits & bonuses.

Step #4 Applying for premium credit cards requires excellent credit scores. So, what's your credit score?

Step #5 Bonuses & Offers are exhautive in nature. Do check what's the time-frame of these on your new credit card.

So, before you apply for a new credit card do check for these steps & plan your card accordingly.

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